Expertise

Provision of comprehensive legal advice in the areas of:

Insurance - advising on general and long-term business including regulatory matters arising out of the Financial Services and Markets Act 2000 and the rules of the FSA; portfolio transfers, product development, policy wordings, agency and distribution agreements; captive and alternative structures; and mergers and acquisitions within the insurance sector.

Pensions and employee benefits - advising trustees, employers and members of schemes, product providers and other professional advisors on documentation, legislation and trust and tax implications of regulated and unregulated occupational arrangements, personal and stakeholder pensions, employee benefit trusts, healthcare trusts and group risk schemes. Acting as independent trustee of pension and benefit schemes.

Charities - drafting documentation, negotiating with the Charity Commission, advising on the trustee liabilities, commercial activities and tax issues and restructuring trust-based charities. Considerable experience of advising charities incorporated by Royal Charter.

Experience

• Advising insurance companies including: Legal & General, NFU Mutual Insurance Society, Isle of Man Assurance, Norwich Union, Generali, Pharmacy Mutual and WPA
• Advising on pension schemes including: BMW UK Operations, Legal & General, Metal Bulletin, the Racecourse Association, Royal National Institute of the Blind, Rolex, Savills and Conde Nast
• Advising charities including: Motability and Royal National Institute of the Blind

Professional

LG, articled 1975-1977
LG, Assistant solicitor 1977 - 1980
LG, Partner from 1980

Professional Memberships

Fellow of the Pensions Management Institute
Member of the Society of Pension Consultants
Member of the Association of Pension Lawyers

Publications

• Author of numerous articles in the pensions and insurance press